In 2024, XTB launched direct share dealing in the UK with no commission up to a monthly trading volume of EUR100,000. The broker also offers ‘Investment Plans’ to enhance its offering for hands-off investors. These are a portfolio of ETFs (exchange-traded funds, a collection of investments, often stocks) tailored to your risk tolerance, industry preferences or regional focus.

Traders can open an account on the eToro trading platform review website or via their mobile apps. The process is user-friendly and takes up to one day. The broker requires proof of identity and address, as well as a questionnaire that helps to assess trader knowledge and experience. These requirements are in line with regulatory adherence and help to ensure that XTB is a safe broker to use.

Investors can deposit and withdraw using a wide range of payment methods. The company accepts credit and debit cards, bank wire, and digital wallets. Its withdrawal fee is among the lowest in the industry and its deposit minimum is lower than average.

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XTB is regulated by multiple financial authorities, including the FCA in the United Kingdom and Komisja Nadzoru Finansowego (KNF) in Poland. This guarantees adherence to strict financial standards and protection for client funds. It is also a publicly listed company that adheres to capital requirements and external audits. All XTB accounts are insured through Lloyd’s of London, which is another layer of security for clients’ funds. Moreover, the broker has set clear risk disclosures and warns that 76% of retail CFD accounts lose money.